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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
RuPay · Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
Annual fee
₹500
Visa · Kotak Mahindra Bank
5 reward points per ₹100 — Best for premium · rewards.
Annual fee
₹10,000
Visa · SBI Card
2 reward points per ₹100 — Best for rewards.
Annual fee
₹500
Axis Bank
Annual Fee
₹500
Reward Rate
2X rewards on UPI spends
Welcome Benefit
—
Kotak Mahindra Bank
Annual Fee
₹10,000
Reward Rate
5 reward points per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Bank RuPay Credit CardRuPay · Axis Bank | Kotak Zenith Credit CardVisa · Kotak Mahindra Bank | SBI ApL Platinum Credit CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | Kotak Mahindra Bank | SBI Card |
Card | |||
Annual fee | ₹500 | ₹10,000 | ₹500 |
Joining fee | ₹500 | ₹10,000 | ₹500 |
Reward rate | 2X rewards on UPI spends | 5 reward points per ₹100Best | 2 reward points per ₹100 |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | RuPay | Visa | Visa |
Best for | rewards, upi | premium, rewards | rewards |
Apply |
Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
Kotak Mahindra Bank
5 reward points per ₹100 — Best for premium · rewards.
SBI Card
2 reward points per ₹100 — Best for rewards.
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