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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
RuPay · Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
Annual fee
₹500
Mastercard · SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
Annual fee
₹999
Visa · Yes Bank
12 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹5,000
Axis Bank
Annual Fee
₹500
Reward Rate
2X rewards on UPI spends
Welcome Benefit
—
SBI Card
Annual Fee
₹999
Reward Rate
5% cashback on top online brands; 1% on others
Welcome Benefit
—
Yes Bank
Annual Fee
₹5,000
Reward Rate
12 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Bank RuPay Credit CardRuPay · Axis Bank | SBI Cashback Credit CardMastercard · SBI Card | Yes Bank YES First Preferred Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | SBI Card | Yes Bank |
Card | |||
Annual fee | ₹500Best | ₹999 | ₹5,000 |
Joining fee | ₹500Best | ₹999 | ₹5,000 |
Reward rate | 2X rewards on UPI spends | 5% cashback on top online brands; 1% on others | 12 reward points per ₹200Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | RuPay | Mastercard | Visa |
Best for | rewards, upi | cashback, online-shopping | premium, rewards |
Apply |
Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
Yes Bank
12 reward points per ₹200 — Best for premium · rewards.
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