We use analytics cookies to understand how visitors interact with our site. By continuing you agree to our use of cookies as described in our Privacy Policy.
3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
RuPay · Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
Annual fee
₹500
Visa · SBI Card
7.5% cashback on Myntra, 5% cashback on Flipkart
Annual fee
₹500
Visa · Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
Annual fee
₹5,000
Axis Bank
Annual Fee
₹500
Reward Rate
2X rewards on UPI spends
Welcome Benefit
—
SBI Card
Annual Fee
₹500
Reward Rate
7.5% cashback on Myntra; 5% cashback on Flipkart; 1% cashback on all other spends
Welcome Benefit
Welcome cashback worth ₹500 on first transaction
Standard Chartered
Annual Fee
₹5,000
Reward Rate
5x on travel & dining; 1x others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Bank RuPay Credit CardRuPay · Axis Bank | Flipkart SBI CardVisa · SBI Card | Standard Chartered Ultimate Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | SBI Card | Standard Chartered |
Card | |||
Annual fee | ₹500 | ₹500 | ₹5,000 |
Joining fee | ₹500 | ₹500 | ₹5,000 |
Reward rate | 2X rewards on UPI spends | 7.5% cashback on Myntra; 5% cashback on Flipkart; 1% cashback on all other spends | 5x on travel & dining; 1x othersBest |
Welcome benefit | — | Welcome cashback worth ₹500 on first transaction | — |
Lifetime free | No | No | No |
Network | RuPay | Visa | Visa |
Best for | rewards, upi | flipkart, online-shopping, cashback | travel, dining, lounge-access |
Apply |
Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
SBI Card
7.5% cashback on Myntra, 5% cashback on Flipkart
Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
Related Guides
In-depth guides on rewards, lounge access, forex and more.
Related Comparisons
Compare any two cards side-by-side across 140+ issuers.
