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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
RuPay · Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
Annual fee
₹500
Visa · Standard Chartered
Lifetime free. 2X rewards on dining — Best for dining · lifetime-free.
Annual fee
Lifetime free
Visa · Yes Bank
15 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹10,000
Axis Bank
Annual Fee
₹500
Reward Rate
2X rewards on UPI spends
Welcome Benefit
—
Standard Chartered
Annual Fee
Lifetime Free
Reward Rate
2X rewards on dining
Welcome Benefit
—
Yes Bank
Annual Fee
₹10,000
Reward Rate
15 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Bank RuPay Credit CardRuPay · Axis Bank | Standard Chartered Smart Credit CardVisa · Standard Chartered | Yes Bank YES First Exclusive Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | Standard Chartered | Yes Bank |
Card | |||
Annual fee | ₹500 | Lifetime FreeBest | ₹10,000 |
Joining fee | ₹500 | ₹0Best | ₹10,000 |
Reward rate | 2X rewards on UPI spends | 2X rewards on dining | 15 reward points per ₹200Best |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | RuPay | Visa | Visa |
Best for | rewards, upi | dining, lifetime-free | premium, rewards |
Apply |
Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
Standard Chartered
Lifetime free. 2X rewards on dining — Best for dining · lifetime-free.
Yes Bank
15 reward points per ₹200 — Best for premium · rewards.
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