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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Axis Bank
Lifetime free. 2X edge miles on ₹20K monthly — Best for miles · rewards.
Annual fee
Lifetime free
Visa · Bank of Baroda
4 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹1,500
Visa · Bank of Baroda
Lifetime free. 2X rewards on fashion & lifestyle — Best for online-shopping · lifestyle.
Annual fee
Lifetime free
Axis Bank
Annual Fee
Lifetime Free
Reward Rate
2X edge miles on ₹20K monthly
Welcome Benefit
—
Bank of Baroda
Annual Fee
₹1,500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
Bank of Baroda
Annual Fee
Lifetime Free
Reward Rate
2X rewards on fashion & lifestyle
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Select Credit CardVisa · Axis Bank | Bank of Baroda Prime Credit CardVisa · Bank of Baroda | Bank of Baroda Virgo Credit CardVisa · Bank of Baroda |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | Bank of Baroda | Bank of Baroda |
Card | |||
Annual fee | Lifetime Free | ₹1,500 | Lifetime Free |
Joining fee | ₹0 | ₹1,500 | ₹0 |
Reward rate | 2X edge miles on ₹20K monthly | 4 reward points per ₹100Best | 2X rewards on fashion & lifestyle |
Welcome benefit | — | — | — |
Lifetime free | Yes | No | Yes |
Network | Visa | Visa | Visa |
Best for | miles, rewards | rewards, premium | online-shopping, lifestyle |
Apply |
Axis Bank
Lifetime free. 2X edge miles on ₹20K monthly — Best for miles · rewards.
Bank of Baroda
4 reward points per ₹100 — Best for rewards · premium.
Bank of Baroda
Lifetime free. 2X rewards on fashion & lifestyle — Best for online-shopping · lifestyle.
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