We use analytics cookies to understand how visitors interact with our site. By continuing you agree to our use of cookies as described in our Privacy Policy.
3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Axis Bank
10% cashback on Swiggy — Best for food-delivery · cashback.
Annual fee
₹500
Visa · Bank of Baroda
5X rewards on travel & dining — Best for travel · dining.
Annual fee
₹750
RuPay · HDFC Bank
2X reward points on UPI spends — Best for rewards · upi.
Annual fee
₹500
Axis Bank
Annual Fee
₹500
Reward Rate
10% cashback on Swiggy
Welcome Benefit
—
Bank of Baroda
Annual Fee
₹750
Reward Rate
5X rewards on travel & dining
Welcome Benefit
—
HDFC Bank
Annual Fee
₹500
Reward Rate
2X reward points on UPI spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Swiggy Credit CardVisa · Axis Bank | Bank of Baroda Select Credit CardVisa · Bank of Baroda | HDFC Bank RuPay Credit CardRuPay · HDFC Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | Bank of Baroda | HDFC Bank |
Card | |||
Annual fee | ₹500 | ₹750 | ₹500 |
Joining fee | ₹500 | ₹750 | ₹500 |
Reward rate | 10% cashback on SwiggyBest | 5X rewards on travel & dining | 2X reward points on UPI spends |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | RuPay |
Best for | food-delivery, cashback | travel, dining | rewards, upi |
Apply |
Axis Bank
10% cashback on Swiggy — Best for food-delivery · cashback.
Bank of Baroda
5X rewards on travel & dining — Best for travel · dining.
HDFC Bank
2X reward points on UPI spends — Best for rewards · upi.
Related Guides
In-depth guides on rewards, lounge access, forex and more.
Related Comparisons
Compare any two cards side-by-side across 140+ issuers.
