We use analytics cookies to understand how visitors interact with our site. By continuing you agree to our use of cookies as described in our Privacy Policy.
3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Axis Bank
10% cashback on Swiggy — Best for food-delivery · cashback.
Annual fee
₹500

Visa · ICICI Bank
Lifetime free. MMT Black membership; rewards on MMT — Best for travel · hotels.
Annual fee
Lifetime free

Visa · SBI Card
5X reward points on BPCL fuel — Best for fuel.
Annual fee
₹1,499
Axis Bank
Annual Fee
₹500
Reward Rate
10% cashback on Swiggy
Welcome Benefit
—
ICICI Bank
Annual Fee
Lifetime Free
Reward Rate
MMT Black membership; rewards on MMT
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
5X reward points on BPCL fuel
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Swiggy Credit CardVisa · Axis Bank | ICICI MakeMyTrip Credit CardVisa · ICICI Bank | SBI BPCL Credit CardVisa · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Axis Bank | ICICI Bank | SBI Card |
Card | |||
Annual fee | ₹500 | Lifetime FreeBest | ₹1,499 |
Joining fee | ₹500 | ₹0Best | ₹1,499 |
Reward rate | 10% cashback on SwiggyBest | MMT Black membership; rewards on MMT | 5X reward points on BPCL fuel |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Visa | Visa | Visa |
Best for | food-delivery, cashback | travel, hotels | fuel |
Apply |
Axis Bank
10% cashback on Swiggy — Best for food-delivery · cashback.
ICICI Bank
Lifetime free. MMT Black membership; rewards on MMT — Best for travel · hotels.
SBI Card
5X reward points on BPCL fuel — Best for fuel.
Related Guides
In-depth guides on rewards, lounge access, forex and more.
Related Comparisons
Compare any two cards side-by-side across 140+ issuers.