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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Bank of Baroda
2 reward points per ₹100 — Best for rewards.
Annual fee
₹500
Mastercard · HDFC Bank
5 reward points per ₹150 — Best for premium · lounge-access · travel.
Annual fee
₹12,500
Visa · Punjab National Bank
10X rewards on international travel — Best for travel.
Annual fee
₹2,000
Bank of Baroda
Annual Fee
₹500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
HDFC Bank
Annual Fee
₹12,500
Reward Rate
5 reward points per ₹150
Welcome Benefit
—
Punjab National Bank
Annual Fee
₹2,000
Reward Rate
10X rewards on international travel
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Bank of Baroda Easy Credit CardVisa · Bank of Baroda | HDFC Infinia Credit CardMastercard · HDFC Bank | Punjab National Bank Global Credit CardVisa · Punjab National Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Bank of Baroda | HDFC Bank | Punjab National Bank |
Card | |||
Annual fee | ₹500Best | ₹12,500 | ₹2,000 |
Joining fee | ₹500Best | ₹12,500 | ₹2,000 |
Reward rate | 2 reward points per ₹100 | 5 reward points per ₹150Best | 10X rewards on international travel |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Visa |
Best for | rewards | premium, lounge-access, travel | travel |
Apply |
Bank of Baroda
2 reward points per ₹100 — Best for rewards.
HDFC Bank
5 reward points per ₹150 — Best for premium · lounge-access · travel.
Punjab National Bank
10X rewards on international travel — Best for travel.
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