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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Bank of Baroda
2 reward points per ₹100 — Best for rewards.
Annual fee
₹500

Visa · HDFC Bank
5X rewards on PayZapp — Best for online-shopping · cashback.
Annual fee
₹500

Visa · Jupiter (Federal Bank)
5X rewards on top categories — Best for rewards · premium.
Annual fee
₹1,000
Bank of Baroda
Annual Fee
₹500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
HDFC Bank
Annual Fee
₹500
Reward Rate
5X rewards on PayZapp
Welcome Benefit
—
Jupiter (Federal Bank)
Annual Fee
₹1,000
Reward Rate
5X rewards on top categories
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Bank of Baroda Easy Credit CardVisa · Bank of Baroda | HDFC Bank PayZapp Credit CardVisa · HDFC Bank | Jupiter Prime Credit CardVisa · Jupiter (Federal Bank) |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Bank of Baroda | HDFC Bank | Jupiter (Federal Bank) |
Card | |||
Annual fee | ₹500 | ₹500 | ₹1,000 |
Joining fee | ₹500 | ₹500 | ₹1,000 |
Reward rate | 2 reward points per ₹100Best | 5X rewards on PayZapp | 5X rewards on top categories |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Visa |
Best for | rewards | online-shopping, cashback | rewards, premium |
Apply |
Bank of Baroda
2 reward points per ₹100 — Best for rewards.
HDFC Bank
5X rewards on PayZapp — Best for online-shopping · cashback.
Jupiter (Federal Bank)
5X rewards on top categories — Best for rewards · premium.
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