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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Bank of Baroda
2 reward points per ₹100 — Best for rewards.
Annual fee
₹500
Visa · Punjab National Bank
4 reward points per ₹100 — Best for rewards.
Annual fee
₹500
Visa · SBI Card
7.5% cashback on Myntra, 5% cashback on Flipkart
Annual fee
₹500
Bank of Baroda
Annual Fee
₹500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
Punjab National Bank
Annual Fee
₹500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹500
Reward Rate
7.5% cashback on Myntra; 5% cashback on Flipkart; 1% cashback on all other spends
Welcome Benefit
Welcome cashback worth ₹500 on first transaction
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Bank of Baroda Easy Credit CardVisa · Bank of Baroda | Punjab National Bank Rakshak Credit CardVisa · Punjab National Bank | Flipkart SBI CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | Bank of Baroda | Punjab National Bank | SBI Card |
Card | |||
Annual fee | ₹500 | ₹500 | ₹500 |
Joining fee | ₹500 | ₹500 | ₹500 |
Reward rate | 2 reward points per ₹100 | 4 reward points per ₹100Best | 7.5% cashback on Myntra; 5% cashback on Flipkart; 1% cashback on all other spends |
Welcome benefit | — | — | Welcome cashback worth ₹500 on first transaction |
Lifetime free | No | No | No |
Network | Visa | Visa | Visa |
Best for | rewards | rewards | flipkart, online-shopping, cashback |
Apply |
Bank of Baroda
2 reward points per ₹100 — Best for rewards.
Punjab National Bank
4 reward points per ₹100 — Best for rewards.
SBI Card
7.5% cashback on Myntra, 5% cashback on Flipkart
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