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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Bank of Baroda
Lifetime free. 2 Reward Points per ₹100 on all eligible categories (no accelerated category … — Best for .
Annual fee
Lifetime free

Visa · Bank of Baroda
5X rewards on travel & dining — Best for travel · dining.
Annual fee
₹750

Visa · SBI Card
Lowest forex markup of 1.99% + 5% NeuCoins on Tata
Annual fee
₹4,999
Bank of Baroda
Annual Fee
Lifetime Free
Reward Rate
2 Reward Points per ₹100 on all eligible categories (no accelerated category on this card)
Welcome Benefit
—
Bank of Baroda
Annual Fee
₹750
Reward Rate
5X rewards on travel & dining
Welcome Benefit
—
SBI Card
Annual Fee
₹4,999
Reward Rate
5% Value Back as NeuCoins on Tata Neu spends; up to 5% extra as NeuCoins via NeuPass; 1.5% NeuCoins on other spends
Welcome Benefit
Welcome NeuCoins worth up to ₹4,999 credited within 15 days of joining fee realization
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | BOBCARD Prime Credit Card (mapped from requested 'bob-prime-novus')Visa · Bank of Baroda | Bank of Baroda Select Credit CardVisa · Bank of Baroda | Tata Neu Infinity SBI CardVisa · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Bank of Baroda | Bank of Baroda | SBI Card |
Card | |||
Annual fee | Lifetime FreeBest | ₹750 | ₹4,999 |
Joining fee | ₹0Best | ₹750 | ₹4,999 |
Reward rate | 2 Reward Points per ₹100 on all eligible categories (no accelerated category on this card)Best | 5X rewards on travel & dining | 5% Value Back as NeuCoins on Tata Neu spends; up to 5% extra as NeuCoins via NeuPass; 1.5% NeuCoins on other spends |
Welcome benefit | — | — | Welcome NeuCoins worth up to ₹4,999 credited within 15 days of joining fee realization |
Lifetime free | YesBest | No | No |
Network | Visa | Visa | Visa |
Best for | — | travel, dining | online-shopping, premium, travel |
Apply |
Bank of Baroda
Lifetime free. 2 Reward Points per ₹100 on all eligible categories (no accelerated category … — Best for .
Bank of Baroda
5X rewards on travel & dining — Best for travel · dining.
SBI Card
Lowest forex markup of 1.99% + 5% NeuCoins on Tata
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