We use analytics cookies to understand how visitors interact with our site. By continuing you agree to our use of cookies as described in our Privacy Policy.
3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Bank of Baroda
4 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹1,500

Visa · Canara Bank
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
Annual fee
Lifetime free

Mastercard · SBI Card
3 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹4,999
Bank of Baroda
Annual Fee
₹1,500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
Canara Bank
Annual Fee
Lifetime Free
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹4,999
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Bank of Baroda Prime Credit CardVisa · Bank of Baroda | Canara Bank Maha Shakti Credit CardVisa · Canara Bank | SBI Card SignatureMastercard · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Bank of Baroda | Canara Bank | SBI Card |
Card | |||
Annual fee | ₹1,500 | Lifetime FreeBest | ₹4,999 |
Joining fee | ₹1,500 | ₹0Best | ₹4,999 |
Reward rate | 4 reward points per ₹100Best | 2 reward points per ₹100 | 3 reward points per ₹100 |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Visa | Visa | Mastercard |
Best for | rewards, premium | lifetime-free, rewards | rewards, premium |
Apply |
Bank of Baroda
4 reward points per ₹100 — Best for rewards · premium.
Canara Bank
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
SBI Card
3 reward points per ₹100 — Best for rewards · premium.
Related Guides
In-depth guides on rewards, lounge access, forex and more.
Related Comparisons
Compare any two cards side-by-side across 140+ issuers.