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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Bank of Baroda
4 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹1,500
Visa · HSBC India
3 reward points per ₹100 — Best for premium · rewards.
Annual fee
₹5,000
Visa · SBI Card
5% reward on Yatra spends — Best for travel.
Annual fee
₹999
Bank of Baroda
Annual Fee
₹1,500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
HSBC India
Annual Fee
₹5,000
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹999
Reward Rate
5% reward on Yatra spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Bank of Baroda Prime Credit CardVisa · Bank of Baroda | HSBC Premier Credit CardVisa · HSBC India | SBI Card YatraVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | Bank of Baroda | HSBC India | SBI Card |
Card | |||
Annual fee | ₹1,500 | ₹5,000 | ₹999Best |
Joining fee | ₹1,500 | ₹5,000 | ₹999Best |
Reward rate | 4 reward points per ₹100Best | 3 reward points per ₹100 | 5% reward on Yatra spends |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Visa |
Best for | rewards, premium | premium, rewards | travel |
Apply |
Bank of Baroda
4 reward points per ₹100 — Best for rewards · premium.
HSBC India
3 reward points per ₹100 — Best for premium · rewards.
SBI Card
5% reward on Yatra spends — Best for travel.
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