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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Bank of Baroda
4 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹1,500

Visa · HSBC India
5X on travel — Best for travel.
Annual fee
₹3,000

Mastercard · RBL Bank
5X on dining & fuel — Best for dining · fuel.
Annual fee
₹1,000
Bank of Baroda
Annual Fee
₹1,500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
HSBC India
Annual Fee
₹3,000
Reward Rate
5X on travel
Welcome Benefit
—
RBL Bank
Annual Fee
₹1,000
Reward Rate
5X on dining & fuel
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Bank of Baroda Prime Credit CardVisa · Bank of Baroda | HSBC TravelOne Credit CardVisa · HSBC India | RBL Bank Edge Credit CardMastercard · RBL Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Bank of Baroda | HSBC India | RBL Bank |
Card | |||
Annual fee | ₹1,500 | ₹3,000 | ₹1,000Best |
Joining fee | ₹1,500 | ₹3,000 | ₹1,000Best |
Reward rate | 4 reward points per ₹100Best | 5X on travel | 5X on dining & fuel |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Mastercard |
Best for | rewards, premium | travel | dining, fuel |
Apply |
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