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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Bank of Baroda
4 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹1,500
Mastercard · ICICI Bank
2 Payback points per ₹100 on dining — Best for dining · rewards.
Annual fee
₹500
Mastercard · SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
Annual fee
₹999
Bank of Baroda
Annual Fee
₹1,500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
ICICI Bank
Annual Fee
₹500
Reward Rate
2 Payback points per ₹100 on dining
Welcome Benefit
—
SBI Card
Annual Fee
₹999
Reward Rate
5% cashback on top online brands; 1% on others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Bank of Baroda Prime Credit CardVisa · Bank of Baroda | ICICI Coral Credit CardMastercard · ICICI Bank | SBI Cashback Credit CardMastercard · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | Bank of Baroda | ICICI Bank | SBI Card |
Card | |||
Annual fee | ₹1,500 | ₹500Best | ₹999 |
Joining fee | ₹1,500 | ₹500Best | ₹999 |
Reward rate | 4 reward points per ₹100Best | 2 Payback points per ₹100 on dining | 5% cashback on top online brands; 1% on others |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Mastercard |
Best for | rewards, premium | dining, rewards | cashback, online-shopping |
Apply |
Bank of Baroda
4 reward points per ₹100 — Best for rewards · premium.
ICICI Bank
2 Payback points per ₹100 on dining — Best for dining · rewards.
SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
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