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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Bank of Baroda
4 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹1,500
Mastercard · RBL Bank
Lifetime free. 2X reward points on online — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free
Visa · Yes Bank
12 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹5,000
Bank of Baroda
Annual Fee
₹1,500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
RBL Bank
Annual Fee
Lifetime Free
Reward Rate
2X reward points on online
Welcome Benefit
—
Yes Bank
Annual Fee
₹5,000
Reward Rate
12 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Bank of Baroda Prime Credit CardVisa · Bank of Baroda | RBL Bank ShopRite Credit CardMastercard · RBL Bank | Yes Bank YES First Preferred Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Bank of Baroda | RBL Bank | Yes Bank |
Card | |||
Annual fee | ₹1,500 | Lifetime FreeBest | ₹5,000 |
Joining fee | ₹1,500 | ₹0Best | ₹5,000 |
Reward rate | 4 reward points per ₹100 | 2X reward points on online | 12 reward points per ₹200Best |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Visa | Mastercard | Visa |
Best for | rewards, premium | online-shopping, lifetime-free | premium, rewards |
Apply |
Bank of Baroda
4 reward points per ₹100 — Best for rewards · premium.
RBL Bank
Lifetime free. 2X reward points on online — Best for online-shopping · lifetime-free.
Yes Bank
12 reward points per ₹200 — Best for premium · rewards.
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