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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Bank of Baroda
5X rewards on travel & dining — Best for travel · dining.
Annual fee
₹750
Visa · Canara Bank
Lifetime free. 2 Reward Points for every ₹100 spent on PoS and e-commerce transactions — Best for .
Annual fee
Lifetime free
Visa · HDFC Bank
10X cashback on partner spends; 2X on PayZapp — Best for online-shopping · cashback.
Annual fee
₹500
Bank of Baroda
Annual Fee
₹750
Reward Rate
5X rewards on travel & dining
Welcome Benefit
—
Canara Bank
Annual Fee
Lifetime Free
Reward Rate
2 Reward Points for every ₹100 spent on PoS and e-commerce transactions
Welcome Benefit
—
HDFC Bank
Annual Fee
₹500
Reward Rate
10X cashback on partner spends; 2X on PayZapp
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Bank of Baroda Select Credit CardVisa · Bank of Baroda | Canara Bank Visa Signature Credit CardVisa · Canara Bank | HDFC Bank MoneyBack Plus Credit CardVisa · HDFC Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Bank of Baroda | Canara Bank | HDFC Bank |
Card | |||
Annual fee | ₹750 | Lifetime FreeBest | ₹500 |
Joining fee | ₹750 | ₹0Best | ₹500 |
Reward rate | 5X rewards on travel & dining | 2 Reward Points for every ₹100 spent on PoS and e-commerce transactionsBest | 10X cashback on partner spends; 2X on PayZapp |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Visa | Visa | Visa |
Best for | travel, dining | — | online-shopping, cashback |
Apply |
Bank of Baroda
5X rewards on travel & dining — Best for travel · dining.
Canara Bank
Lifetime free. 2 Reward Points for every ₹100 spent on PoS and e-commerce transactions — Best for .
HDFC Bank
10X cashback on partner spends; 2X on PayZapp — Best for online-shopping · cashback.
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