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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Bank of Baroda
5X rewards on travel & dining — Best for travel · dining.
Annual fee
₹750
Visa · HDFC Bank
5X rewards on Amazon/Flipkart/Myntra; 1X on others — Best for online-shopping · cashback.
Annual fee
₹1,000
Visa · HSBC India
2X reward points per ₹100 — Best for rewards.
Annual fee
₹500
Bank of Baroda
Annual Fee
₹750
Reward Rate
5X rewards on travel & dining
Welcome Benefit
—
HDFC Bank
Annual Fee
₹1,000
Reward Rate
5X rewards on Amazon/Flipkart/Myntra; 1X on others
Welcome Benefit
—
HSBC India
Annual Fee
₹500
Reward Rate
2X reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Bank of Baroda Select Credit CardVisa · Bank of Baroda | HDFC Bank Millennia Credit CardVisa · HDFC Bank | HSBC Smart Value Credit CardVisa · HSBC India |
|---|---|---|---|
Card image |  |  |  |
Provider | Bank of Baroda | HDFC Bank | HSBC India |
Card | |||
Annual fee | ₹750 | ₹1,000 | ₹500Best |
Joining fee | ₹750 | ₹1,000 | ₹500Best |
Reward rate | 5X rewards on travel & dining | 5X rewards on Amazon/Flipkart/Myntra; 1X on others | 2X reward points per ₹100Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Visa |
Best for | travel, dining | online-shopping, cashback | rewards |
Apply |
Bank of Baroda
5X rewards on travel & dining — Best for travel · dining.
HDFC Bank
5X rewards on Amazon/Flipkart/Myntra; 1X on others — Best for online-shopping · cashback.
HSBC India
2X reward points per ₹100 — Best for rewards.
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