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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Bank of Baroda
5X rewards on travel & dining — Best for travel · dining.
Annual fee
₹750

Visa · HDFC Bank
5% NeuCoins on Tata; 1.5% on others — Best for online-shopping · premium · rewards.
Annual fee
₹5,000

Mastercard · RBL Bank
5X reward points on all spends — Best for premium · rewards.
Annual fee
₹10,000
Bank of Baroda
Annual Fee
₹750
Reward Rate
5X rewards on travel & dining
Welcome Benefit
—
HDFC Bank
Annual Fee
₹5,000
Reward Rate
5% NeuCoins on Tata; 1.5% on others
Welcome Benefit
—
RBL Bank
Annual Fee
₹10,000
Reward Rate
5X reward points on all spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Bank of Baroda Select Credit CardVisa · Bank of Baroda | HDFC Bank Tata Neu Infinity Credit CardVisa · HDFC Bank | RBL Bank Infinite Credit CardMastercard · RBL Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Bank of Baroda | HDFC Bank | RBL Bank |
Card | |||
Annual fee | ₹750Best | ₹5,000 | ₹10,000 |
Joining fee | ₹750Best | ₹5,000 | ₹10,000 |
Reward rate | 5X rewards on travel & dining | 5% NeuCoins on Tata; 1.5% on othersBest | 5X reward points on all spends |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Mastercard |
Best for | travel, dining | online-shopping, premium, rewards | premium, rewards |
Apply |
Bank of Baroda
5X rewards on travel & dining — Best for travel · dining.
HDFC Bank
5% NeuCoins on Tata; 1.5% on others — Best for online-shopping · premium · rewards.
RBL Bank
5X reward points on all spends — Best for premium · rewards.
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