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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Bank of Baroda
5X rewards on travel & dining — Best for travel · dining.
Annual fee
₹750

Visa · IndusInd Bank
5 reward points per ₹100 — Best for premium.
Annual fee
₹12,500

Visa · Yes Bank
15 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹10,000
Bank of Baroda
Annual Fee
₹750
Reward Rate
5X rewards on travel & dining
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹12,500
Reward Rate
5 reward points per ₹100
Welcome Benefit
—
Yes Bank
Annual Fee
₹10,000
Reward Rate
15 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Bank of Baroda Select Credit CardVisa · Bank of Baroda | IndusInd Bank Pinnacle Credit CardVisa · IndusInd Bank | Yes Bank YES First Exclusive Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Bank of Baroda | IndusInd Bank | Yes Bank |
Card | |||
Annual fee | ₹750Best | ₹12,500 | ₹10,000 |
Joining fee | ₹750Best | ₹12,500 | ₹10,000 |
Reward rate | 5X rewards on travel & dining | 5 reward points per ₹100 | 15 reward points per ₹200Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Visa |
Best for | travel, dining | premium | premium, rewards |
Apply |
Bank of Baroda
5X rewards on travel & dining — Best for travel · dining.
IndusInd Bank
5 reward points per ₹100 — Best for premium.
Yes Bank
15 reward points per ₹200 — Best for premium · rewards.
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