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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Bank of Baroda
5X rewards on travel & dining — Best for travel · dining.
Annual fee
₹750
Mastercard · SBI Card
3 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹4,999
Visa · Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
Annual fee
₹5,000
Bank of Baroda
Annual Fee
₹750
Reward Rate
5X rewards on travel & dining
Welcome Benefit
—
SBI Card
Annual Fee
₹4,999
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
Standard Chartered
Annual Fee
₹5,000
Reward Rate
5x on travel & dining; 1x others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Bank of Baroda Select Credit CardVisa · Bank of Baroda | SBI Card SignatureMastercard · SBI Card | Standard Chartered Ultimate Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | Bank of Baroda | SBI Card | Standard Chartered |
Card | |||
Annual fee | ₹750Best | ₹4,999 | ₹5,000 |
Joining fee | ₹750Best | ₹4,999 | ₹5,000 |
Reward rate | 5X rewards on travel & dining | 3 reward points per ₹100Best | 5x on travel & dining; 1x others |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Visa |
Best for | travel, dining | rewards, premium | travel, dining, lounge-access |
Apply |
Bank of Baroda
5X rewards on travel & dining — Best for travel · dining.
SBI Card
3 reward points per ₹100 — Best for rewards · premium.
Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
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