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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Canara Bank
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
Annual fee
Lifetime free

Mastercard · DBS Bank India
Lifetime free. 5X on online & 2X offline — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free

Visa · HDFC Bank
5X on Myntra; 2X on others — Best for online-shopping · myntra · fashion.
Annual fee
₹500
Canara Bank
Annual Fee
Lifetime Free
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
DBS Bank India
Annual Fee
Lifetime Free
Reward Rate
5X on online & 2X offline
Welcome Benefit
—
HDFC Bank
Annual Fee
₹500
Reward Rate
5X on Myntra; 2X on others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Canara Bank Maha Shakti Credit CardVisa · Canara Bank | DBS Live Fresh Credit CardMastercard · DBS Bank India | Myntra HDFC Bank Credit CardVisa · HDFC Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Canara Bank | DBS Bank India | HDFC Bank |
Card | |||
Annual fee | Lifetime Free | Lifetime Free | ₹500 |
Joining fee | ₹0 | ₹0 | ₹500 |
Reward rate | 2 reward points per ₹100Best | 5X on online & 2X offline | 5X on Myntra; 2X on others |
Welcome benefit | — | — | — |
Lifetime free | Yes | Yes | No |
Network | Visa | Mastercard | Visa |
Best for | lifetime-free, rewards | online-shopping, lifetime-free | online-shopping, myntra, fashion |
Apply |
Canara Bank
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
DBS Bank India
Lifetime free. 5X on online & 2X offline — Best for online-shopping · lifetime-free.
HDFC Bank
5X on Myntra; 2X on others — Best for online-shopping · myntra · fashion.
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