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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Canara Bank
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
Annual fee
Lifetime free
Visa · HDFC Bank
2 Marriott Bonvoy points per ₹150 — Best for travel · hotels · lounge-access.
Annual fee
₹3,000
Mastercard · HDFC Bank
4 reward points per ₹150 — Best for travel · lounge-access · premium.
Annual fee
₹2,500
Canara Bank
Annual Fee
Lifetime Free
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
HDFC Bank
Annual Fee
₹3,000
Reward Rate
2 Marriott Bonvoy points per ₹150
Welcome Benefit
—
HDFC Bank
Annual Fee
₹2,500
Reward Rate
4 reward points per ₹150
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Canara Bank Maha Shakti Credit CardVisa · Canara Bank | HDFC Bank Marriott Bonvoy Credit CardVisa · HDFC Bank | HDFC Bank Regalia Gold Credit CardMastercard · HDFC Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Canara Bank | HDFC Bank | HDFC Bank |
Card | |||
Annual fee | Lifetime FreeBest | ₹3,000 | ₹2,500 |
Joining fee | ₹0Best | ₹3,000 | ₹2,500 |
Reward rate | 2 reward points per ₹100 | 2 Marriott Bonvoy points per ₹150 | 4 reward points per ₹150Best |
Welcome benefit | — | — | — |
Lifetime free | YesBest | No | No |
Network | Visa | Visa | Mastercard |
Best for | lifetime-free, rewards | travel, hotels, lounge-access | travel, lounge-access, premium |
Apply |
Canara Bank
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
HDFC Bank
2 Marriott Bonvoy points per ₹150 — Best for travel · hotels · lounge-access.
HDFC Bank
4 reward points per ₹150 — Best for travel · lounge-access · premium.
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