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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Canara Bank
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
Annual fee
Lifetime free
Visa · HDFC Bank
10X cashback on partner spends; 2X on PayZapp — Best for online-shopping · cashback.
Annual fee
₹500
Visa · SBI Card
5X rewards on medical — Best for healthcare.
Annual fee
₹1,500
Canara Bank
Annual Fee
Lifetime Free
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
HDFC Bank
Annual Fee
₹500
Reward Rate
10X cashback on partner spends; 2X on PayZapp
Welcome Benefit
—
SBI Card
Annual Fee
₹1,500
Reward Rate
5X rewards on medical
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Canara Bank Maha Shakti Credit CardVisa · Canara Bank | HDFC Bank MoneyBack Plus Credit CardVisa · HDFC Bank | SBI Doctor's Credit CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | Canara Bank | HDFC Bank | SBI Card |
Card | |||
Annual fee | Lifetime FreeBest | ₹500 | ₹1,500 |
Joining fee | ₹0Best | ₹500 | ₹1,500 |
Reward rate | 2 reward points per ₹100Best | 10X cashback on partner spends; 2X on PayZapp | 5X rewards on medical |
Welcome benefit | — | — | — |
Lifetime free | YesBest | No | No |
Network | Visa | Visa | Visa |
Best for | lifetime-free, rewards | online-shopping, cashback | healthcare |
Apply |
Canara Bank
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
HDFC Bank
10X cashback on partner spends; 2X on PayZapp — Best for online-shopping · cashback.
SBI Card
5X rewards on medical — Best for healthcare.
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