We use analytics cookies to understand how visitors interact with our site. By continuing you agree to our use of cookies as described in our Privacy Policy.
3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Canara Bank
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
Annual fee
Lifetime free
Visa · HSBC India
3 reward points per ₹100 — Best for premium · rewards.
Annual fee
₹5,000
Mastercard · IndusInd Bank
2X rewards on all spends — Best for rewards.
Annual fee
₹1,500
Canara Bank
Annual Fee
Lifetime Free
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
HSBC India
Annual Fee
₹5,000
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹1,500
Reward Rate
2X rewards on all spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Canara Bank Maha Shakti Credit CardVisa · Canara Bank | HSBC Premier Credit CardVisa · HSBC India | IndusInd Bank Duo Credit CardMastercard · IndusInd Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Canara Bank | HSBC India | IndusInd Bank |
Card | |||
Annual fee | Lifetime FreeBest | ₹5,000 | ₹1,500 |
Joining fee | ₹0Best | ₹5,000 | ₹1,500 |
Reward rate | 2 reward points per ₹100 | 3 reward points per ₹100Best | 2X rewards on all spends |
Welcome benefit | — | — | — |
Lifetime free | YesBest | No | No |
Network | Visa | Visa | Mastercard |
Best for | lifetime-free, rewards | premium, rewards | rewards |
Apply |
Canara Bank
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
HSBC India
3 reward points per ₹100 — Best for premium · rewards.
IndusInd Bank
2X rewards on all spends — Best for rewards.
Related Guides
In-depth guides on rewards, lounge access, forex and more.
Related Comparisons
Compare any two cards side-by-side across 140+ issuers.
