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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Canara Bank
2 reward points per ₹100 — Best for rewards.
Annual fee
₹500

RuPay · Federal Bank
Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.
Annual fee
Lifetime free

Mastercard · Standard Chartered
5X on travel & dining — Best for travel · dining.
Annual fee
₹2,500
Canara Bank
Annual Fee
₹500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
Federal Bank
Annual Fee
Lifetime Free
Reward Rate
2X rewards on UPI
Welcome Benefit
—
Standard Chartered
Annual Fee
₹2,500
Reward Rate
5X on travel & dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Canara Bank Platinum Credit CardVisa · Canara Bank | Federal Bank RuPay Credit CardRuPay · Federal Bank | Standard Chartered Journey Credit CardMastercard · Standard Chartered |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Canara Bank | Federal Bank | Standard Chartered |
Card | |||
Annual fee | ₹500 | Lifetime FreeBest | ₹2,500 |
Joining fee | ₹500 | ₹0Best | ₹2,500 |
Reward rate | 2 reward points per ₹100Best | 2X rewards on UPI | 5X on travel & dining |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Visa | RuPay | Mastercard |
Best for | rewards | rewards, upi, lifetime-free | travel, dining |
Apply |
Canara Bank
2 reward points per ₹100 — Best for rewards.
Federal Bank
Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.
Standard Chartered
5X on travel & dining — Best for travel · dining.
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