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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Canara Bank
2 reward points per ₹100 — Best for rewards.
Annual fee
₹500

Mastercard · ICICI Bank
2 reward points per ₹100 — Best for rewards · lifestyle.
Annual fee
₹3,000

Visa · Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
Annual fee
₹5,000
Canara Bank
Annual Fee
₹500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
ICICI Bank
Annual Fee
₹3,000
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
Standard Chartered
Annual Fee
₹5,000
Reward Rate
5x on travel & dining; 1x others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Canara Bank Platinum Credit CardVisa · Canara Bank | ICICI Bank Gemstone Credit CardMastercard · ICICI Bank | Standard Chartered Ultimate Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Canara Bank | ICICI Bank | Standard Chartered |
Card | |||
Annual fee | ₹500Best | ₹3,000 | ₹5,000 |
Joining fee | ₹500Best | ₹3,000 | ₹5,000 |
Reward rate | 2 reward points per ₹100 | 2 reward points per ₹100 | 5x on travel & dining; 1x others |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Visa |
Best for | rewards | rewards, lifestyle | travel, dining, lounge-access |
Apply |
Canara Bank
2 reward points per ₹100 — Best for rewards.
ICICI Bank
2 reward points per ₹100 — Best for rewards · lifestyle.
Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
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