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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Canara Bank
2 reward points per ₹100 — Best for rewards.
Annual fee
₹500
American Express · ICICI Bank
4 reward points per ₹100 — Best for premium · travel · rewards.
Annual fee
₹6,500
Visa · OneCard
Lifetime free. 5X rewards on top categories — Best for lifetime-free · app-driven · rewards.
Annual fee
Lifetime free
Canara Bank
Annual Fee
₹500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
ICICI Bank
Annual Fee
₹6,500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
OneCard
Annual Fee
Lifetime Free
Reward Rate
5X rewards on top categories
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Canara Bank Platinum Credit CardVisa · Canara Bank | ICICI Sapphiro Credit CardAmerican Express · ICICI Bank | OneCard RuPay Credit CardVisa · OneCard |
|---|---|---|---|
Card image |  |  |  |
Provider | Canara Bank | ICICI Bank | OneCard |
Card | |||
Annual fee | ₹500 | ₹6,500 | Lifetime FreeBest |
Joining fee | ₹500 | ₹6,500 | ₹0Best |
Reward rate | 2 reward points per ₹100 | 4 reward points per ₹100Best | 5X rewards on top categories |
Welcome benefit | — | — | — |
Lifetime free | No | No | YesBest |
Network | Visa | American Express | Visa |
Best for | rewards | premium, travel, rewards | lifetime-free, app-driven, rewards, upi |
Apply |
Canara Bank
2 reward points per ₹100 — Best for rewards.
ICICI Bank
4 reward points per ₹100 — Best for premium · travel · rewards.
OneCard
Lifetime free. 5X rewards on top categories — Best for lifetime-free · app-driven · rewards.
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