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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Canara Bank
2 reward points per ₹100 — Best for rewards.
Annual fee
₹500
Visa · IndusInd Bank
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free · rewards.
Annual fee
Lifetime free

Visa · Punjab National Bank
4 reward points per ₹100 — Best for rewards.
Annual fee
₹500
Canara Bank
Annual Fee
₹500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
IndusInd Bank
Annual Fee
Lifetime Free
Reward Rate
1 reward point per ₹100
Welcome Benefit
—
Punjab National Bank
Annual Fee
₹500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Canara Bank Platinum Credit CardVisa · Canara Bank | IndusInd Bank iconNIQ Credit CardVisa · IndusInd Bank | Punjab National Bank Rakshak Credit CardVisa · Punjab National Bank |
|---|---|---|---|
Card image | ![]() | ![]() | |
Provider | Canara Bank | IndusInd Bank | Punjab National Bank |
Card | |||
Annual fee | ₹500 | Lifetime FreeBest | ₹500 |
Joining fee | ₹500 | ₹0Best | ₹500 |
Reward rate | 2 reward points per ₹100 | 1 reward point per ₹100 | 4 reward points per ₹100Best |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Visa | Visa | Visa |
Best for | rewards | lifetime-free, rewards | rewards |
Apply |
Canara Bank
2 reward points per ₹100 — Best for rewards.
IndusInd Bank
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free · rewards.
Punjab National Bank
4 reward points per ₹100 — Best for rewards.
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