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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Canara Bank
4 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹1,500
RuPay · Federal Bank
Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.
Annual fee
Lifetime free
Mastercard · HDFC Bank
4 reward points per ₹150 — Best for travel · lounge-access · premium.
Annual fee
₹2,500
Canara Bank
Annual Fee
₹1,500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
Federal Bank
Annual Fee
Lifetime Free
Reward Rate
2X rewards on UPI
Welcome Benefit
—
HDFC Bank
Annual Fee
₹2,500
Reward Rate
4 reward points per ₹150
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Canara Bank Select Credit CardVisa · Canara Bank | Federal Bank RuPay Credit CardRuPay · Federal Bank | HDFC Bank Regalia Gold Credit CardMastercard · HDFC Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Canara Bank | Federal Bank | HDFC Bank |
Card | |||
Annual fee | ₹1,500 | Lifetime FreeBest | ₹2,500 |
Joining fee | ₹1,500 | ₹0Best | ₹2,500 |
Reward rate | 4 reward points per ₹100 | 2X rewards on UPI | 4 reward points per ₹150Best |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Visa | RuPay | Mastercard |
Best for | rewards, premium | rewards, upi, lifetime-free | travel, lounge-access, premium |
Apply |
Canara Bank
4 reward points per ₹100 — Best for rewards · premium.
Federal Bank
Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.
HDFC Bank
4 reward points per ₹150 — Best for travel · lounge-access · premium.
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