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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Canara Bank
4 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹1,500

Mastercard · HDFC Bank
2 reward points per ₹150 — Best for rewards · everyday.
Annual fee
₹500

Visa · SBI Card
5X reward points on BPCL fuel — Best for fuel.
Annual fee
₹1,499
Canara Bank
Annual Fee
₹1,500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
HDFC Bank
Annual Fee
₹500
Reward Rate
2 reward points per ₹150
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
5X reward points on BPCL fuel
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Canara Bank Select Credit CardVisa · Canara Bank | HDFC Bank Bharat Credit CardMastercard · HDFC Bank | SBI BPCL Credit CardVisa · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Canara Bank | HDFC Bank | SBI Card |
Card | |||
Annual fee | ₹1,500 | ₹500Best | ₹1,499 |
Joining fee | ₹1,500 | ₹500Best | ₹1,499 |
Reward rate | 4 reward points per ₹100Best | 2 reward points per ₹150 | 5X reward points on BPCL fuel |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Visa |
Best for | rewards, premium | rewards, everyday | fuel |
Apply |
Canara Bank
4 reward points per ₹100 — Best for rewards · premium.
HDFC Bank
2 reward points per ₹150 — Best for rewards · everyday.
SBI Card
5X reward points on BPCL fuel — Best for fuel.
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