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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Canara Bank
4 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹1,500

Mastercard · Kotak Mahindra Bank
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free

Visa · SBI Card
5X rewards on medical — Best for healthcare.
Annual fee
₹1,500
Canara Bank
Annual Fee
₹1,500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
Kotak Mahindra Bank
Annual Fee
Lifetime Free
Reward Rate
2X rewards on online spends
Welcome Benefit
—
SBI Card
Annual Fee
₹1,500
Reward Rate
5X rewards on medical
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Canara Bank Select Credit CardVisa · Canara Bank | Kotak MOJO Credit CardMastercard · Kotak Mahindra Bank | SBI Doctor's Credit CardVisa · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Canara Bank | Kotak Mahindra Bank | SBI Card |
Card | |||
Annual fee | ₹1,500 | Lifetime FreeBest | ₹1,500 |
Joining fee | ₹1,500 | ₹0Best | ₹1,500 |
Reward rate | 4 reward points per ₹100Best | 2X rewards on online spends | 5X rewards on medical |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Visa | Mastercard | Visa |
Best for | rewards, premium | online-shopping, lifetime-free | healthcare |
Apply |
Canara Bank
4 reward points per ₹100 — Best for rewards · premium.
Kotak Mahindra Bank
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
SBI Card
5X rewards on medical — Best for healthcare.
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