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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Canara Bank
Lifetime free. 2 Reward Points for every ₹100 spent on PoS and e-commerce transactions — Best for .
Annual fee
Lifetime free

Mastercard · DBS Bank India
Lifetime free. 5X on online & 2X offline — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free

Visa · Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
Annual fee
₹5,000
Canara Bank
Annual Fee
Lifetime Free
Reward Rate
2 Reward Points for every ₹100 spent on PoS and e-commerce transactions
Welcome Benefit
—
DBS Bank India
Annual Fee
Lifetime Free
Reward Rate
5X on online & 2X offline
Welcome Benefit
—
Standard Chartered
Annual Fee
₹5,000
Reward Rate
5x on travel & dining; 1x others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Canara Bank Visa Signature Credit CardVisa · Canara Bank | DBS Live Fresh Credit CardMastercard · DBS Bank India | Standard Chartered Ultimate Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Canara Bank | DBS Bank India | Standard Chartered |
Card | |||
Annual fee | Lifetime Free | Lifetime Free | ₹5,000 |
Joining fee | ₹0 | ₹0 | ₹5,000 |
Reward rate | 2 Reward Points for every ₹100 spent on PoS and e-commerce transactionsBest | 5X on online & 2X offline | 5x on travel & dining; 1x others |
Welcome benefit | — | — | — |
Lifetime free | Yes | Yes | No |
Network | Visa | Mastercard | Visa |
Best for | — | online-shopping, lifetime-free | travel, dining, lounge-access |
Apply |
Canara Bank
Lifetime free. 2 Reward Points for every ₹100 spent on PoS and e-commerce transactions — Best for .
DBS Bank India
Lifetime free. 5X on online & 2X offline — Best for online-shopping · lifetime-free.
Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
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