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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Canara Bank
Lifetime free. 2 Reward Points for every ₹100 spent on PoS and e-commerce transactions — Best for .
Annual fee
Lifetime free

Visa · HSBC India
5X on travel — Best for travel.
Annual fee
₹3,000

Visa · ICICI Bank
2 reward points per ₹100 — Best for rewards.
Annual fee
₹3,000
Canara Bank
Annual Fee
Lifetime Free
Reward Rate
2 Reward Points for every ₹100 spent on PoS and e-commerce transactions
Welcome Benefit
—
HSBC India
Annual Fee
₹3,000
Reward Rate
5X on travel
Welcome Benefit
—
ICICI Bank
Annual Fee
₹3,000
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Canara Bank Visa Signature Credit CardVisa · Canara Bank | HSBC TravelOne Credit CardVisa · HSBC India | ICICI Bank Rubyx Credit CardVisa · ICICI Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Canara Bank | HSBC India | ICICI Bank |
Card | |||
Annual fee | Lifetime FreeBest | ₹3,000 | ₹3,000 |
Joining fee | ₹0Best | ₹3,000 | ₹3,000 |
Reward rate | 2 Reward Points for every ₹100 spent on PoS and e-commerce transactions | 5X on travel | 2 reward points per ₹100 |
Welcome benefit | — | — | — |
Lifetime free | YesBest | No | No |
Network | Visa | Visa | Visa |
Best for | — | travel | rewards |
Apply |
Canara Bank
Lifetime free. 2 Reward Points for every ₹100 spent on PoS and e-commerce transactions — Best for .
HSBC India
5X on travel — Best for travel.
ICICI Bank
2 reward points per ₹100 — Best for rewards.
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