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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · DBS Bank India
Lifetime free. 5X on online & 2X offline — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free
Visa · ICICI Bank
Lifetime free. MMT Black membership; rewards on MMT — Best for travel · hotels.
Annual fee
Lifetime free
Visa · SBI Card
5X rewards on medical — Best for healthcare.
Annual fee
₹1,500
DBS Bank India
Annual Fee
Lifetime Free
Reward Rate
5X on online & 2X offline
Welcome Benefit
—
ICICI Bank
Annual Fee
Lifetime Free
Reward Rate
MMT Black membership; rewards on MMT
Welcome Benefit
—
SBI Card
Annual Fee
₹1,500
Reward Rate
5X rewards on medical
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | DBS Live Fresh Credit CardMastercard · DBS Bank India | ICICI MakeMyTrip Credit CardVisa · ICICI Bank | SBI Doctor's Credit CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | DBS Bank India | ICICI Bank | SBI Card |
Card | |||
Annual fee | Lifetime Free | Lifetime Free | ₹1,500 |
Joining fee | ₹0 | ₹0 | ₹1,500 |
Reward rate | 5X on online & 2X offlineBest | MMT Black membership; rewards on MMT | 5X rewards on medical |
Welcome benefit | — | — | — |
Lifetime free | Yes | Yes | No |
Network | Mastercard | Visa | Visa |
Best for | online-shopping, lifetime-free | travel, hotels | healthcare |
Apply |
DBS Bank India
Lifetime free. 5X on online & 2X offline — Best for online-shopping · lifetime-free.
ICICI Bank
Lifetime free. MMT Black membership; rewards on MMT — Best for travel · hotels.
SBI Card
5X rewards on medical — Best for healthcare.
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