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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Mastercard · DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
Annual fee
₹500

RuPay · Federal Bank
Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.
Annual fee
Lifetime free

Mastercard · RBL Bank
5X rewards on travel — Best for travel.
Annual fee
₹3,000
DBS Bank India
Annual Fee
₹500
Reward Rate
10% cashback on online
Welcome Benefit
—
Federal Bank
Annual Fee
Lifetime Free
Reward Rate
2X rewards on UPI
Welcome Benefit
—
RBL Bank
Annual Fee
₹3,000
Reward Rate
5X rewards on travel
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | DBS Shop Easy Credit CardMastercard · DBS Bank India | Federal Bank RuPay Credit CardRuPay · Federal Bank | RBL Bank World Safari Credit CardMastercard · RBL Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | DBS Bank India | Federal Bank | RBL Bank |
Card | |||
Annual fee | ₹500 | Lifetime FreeBest | ₹3,000 |
Joining fee | ₹500 | ₹0Best | ₹3,000 |
Reward rate | 10% cashback on onlineBest | 2X rewards on UPI | 5X rewards on travel |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Mastercard | RuPay | Mastercard |
Best for | online-shopping, cashback | rewards, upi, lifetime-free | travel |
Apply |
DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
Federal Bank
Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.
RBL Bank
5X rewards on travel — Best for travel.
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