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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Mastercard · DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
Annual fee
₹500

Visa · HDFC Bank
5X rewards on PayZapp — Best for online-shopping · cashback.
Annual fee
₹500

Mastercard · IndusInd Bank
5X rewards on dining — Best for dining.
Annual fee
₹750
DBS Bank India
Annual Fee
₹500
Reward Rate
10% cashback on online
Welcome Benefit
—
HDFC Bank
Annual Fee
₹500
Reward Rate
5X rewards on PayZapp
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹750
Reward Rate
5X rewards on dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | DBS Shop Easy Credit CardMastercard · DBS Bank India | HDFC Bank PayZapp Credit CardVisa · HDFC Bank | IndusInd Bank EazyDiner Credit CardMastercard · IndusInd Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | DBS Bank India | HDFC Bank | IndusInd Bank |
Card | |||
Annual fee | ₹500 | ₹500 | ₹750 |
Joining fee | ₹500 | ₹500 | ₹750 |
Reward rate | 10% cashback on onlineBest | 5X rewards on PayZapp | 5X rewards on dining |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Mastercard |
Best for | online-shopping, cashback | online-shopping, cashback | dining |
Apply |
DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
HDFC Bank
5X rewards on PayZapp — Best for online-shopping · cashback.
IndusInd Bank
5X rewards on dining — Best for dining.
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