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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Mastercard · DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
Annual fee
₹500

Visa · HDFC Bank
5 reward points per ₹150 — Best for online-shopping · lifestyle.
Annual fee
₹500

Visa · Yes Bank
8 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹2,500
DBS Bank India
Annual Fee
₹500
Reward Rate
10% cashback on online
Welcome Benefit
—
HDFC Bank
Annual Fee
₹500
Reward Rate
5 reward points per ₹150
Welcome Benefit
—
Yes Bank
Annual Fee
₹2,500
Reward Rate
8 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | DBS Shop Easy Credit CardMastercard · DBS Bank India | HDFC Bank Shopper's Stop Credit CardVisa · HDFC Bank | Yes Bank YES Premia Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | DBS Bank India | HDFC Bank | Yes Bank |
Card | |||
Annual fee | ₹500 | ₹500 | ₹2,500 |
Joining fee | ₹500 | ₹500 | ₹2,500 |
Reward rate | 10% cashback on online | 5 reward points per ₹150 | 8 reward points per ₹200Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Visa |
Best for | online-shopping, cashback | online-shopping, lifestyle | premium, rewards |
Apply |
DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
HDFC Bank
5 reward points per ₹150 — Best for online-shopping · lifestyle.
Yes Bank
8 reward points per ₹200 — Best for premium · rewards.
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