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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
Annual fee
₹500
American Express · ICICI Bank
Lifetime free. 5% back for Prime on Amazon; 3% for non-Prime — Best for online-shopping · amazon · lifetime-free.
Annual fee
Lifetime free
Visa · Kotak Mahindra Bank
4X rewards on selected spends — Best for rewards · premium.
Annual fee
₹3,000
DBS Bank India
Annual Fee
₹500
Reward Rate
10% cashback on online
Welcome Benefit
—
ICICI Bank
Annual Fee
Lifetime Free
Reward Rate
5% back for Prime on Amazon; 3% for non-Prime
Welcome Benefit
—
Kotak Mahindra Bank
Annual Fee
₹3,000
Reward Rate
4X rewards on selected spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | DBS Shop Easy Credit CardMastercard · DBS Bank India | ICICI Amazon Pay Credit CardAmerican Express · ICICI Bank | Kotak White Reserve Credit CardVisa · Kotak Mahindra Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | DBS Bank India | ICICI Bank | Kotak Mahindra Bank |
Card | |||
Annual fee | ₹500 | Lifetime FreeBest | ₹3,000 |
Joining fee | ₹500 | ₹0Best | ₹3,000 |
Reward rate | 10% cashback on online | 5% back for Prime on Amazon; 3% for non-PrimeBest | 4X rewards on selected spends |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Mastercard | American Express | Visa |
Best for | online-shopping, cashback | online-shopping, amazon, lifetime-free | rewards, premium |
Apply |
DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
ICICI Bank
Lifetime free. 5% back for Prime on Amazon; 3% for non-Prime — Best for online-shopping · amazon · lifetime-free.
Kotak Mahindra Bank
4X rewards on selected spends — Best for rewards · premium.
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