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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
Annual fee
₹500
Mastercard · ICICI Bank
5X rewards on HPCL fuel spends — Best for fuel.
Annual fee
₹500
Visa · SBI Card
1 reward point per ₹100 — Best for rewards · beginners.
Annual fee
₹499
DBS Bank India
Annual Fee
₹500
Reward Rate
10% cashback on online
Welcome Benefit
—
ICICI Bank
Annual Fee
₹500
Reward Rate
5X rewards on HPCL fuel spends
Welcome Benefit
—
SBI Card
Annual Fee
₹499
Reward Rate
1 reward point per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | DBS Shop Easy Credit CardMastercard · DBS Bank India | ICICI HPCL Coral Credit CardMastercard · ICICI Bank | SBI Unnati Credit CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | DBS Bank India | ICICI Bank | SBI Card |
Card | |||
Annual fee | ₹500 | ₹500 | ₹499Best |
Joining fee | ₹500 | ₹500 | ₹499Best |
Reward rate | 10% cashback on online | 5X rewards on HPCL fuel spends | 1 reward point per ₹100Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Mastercard | Visa |
Best for | online-shopping, cashback | fuel | rewards, beginners |
Apply |
DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
ICICI Bank
5X rewards on HPCL fuel spends — Best for fuel.
SBI Card
1 reward point per ₹100 — Best for rewards · beginners.
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