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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
Annual fee
₹500
Visa · Kotak Mahindra Bank
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free · beginners.
Annual fee
Lifetime free
Visa · SBI Card
5X rewards on medical — Best for healthcare.
Annual fee
₹1,500
DBS Bank India
Annual Fee
₹500
Reward Rate
10% cashback on online
Welcome Benefit
—
Kotak Mahindra Bank
Annual Fee
Lifetime Free
Reward Rate
1 reward point per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹1,500
Reward Rate
5X rewards on medical
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | DBS Shop Easy Credit CardMastercard · DBS Bank India | Kotak 811 Dream Different Credit CardVisa · Kotak Mahindra Bank | SBI Doctor's Credit CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | DBS Bank India | Kotak Mahindra Bank | SBI Card |
Card | |||
Annual fee | ₹500 | Lifetime FreeBest | ₹1,500 |
Joining fee | ₹500 | ₹0Best | ₹1,500 |
Reward rate | 10% cashback on online | 1 reward point per ₹100Best | 5X rewards on medical |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Mastercard | Visa | Visa |
Best for | online-shopping, cashback | lifetime-free, beginners | healthcare |
Apply |
DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
Kotak Mahindra Bank
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free · beginners.
SBI Card
5X rewards on medical — Best for healthcare.
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