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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
Annual fee
₹500
Visa · SBI Card
1-year FITPASS PRO + Apollo 24|7 e-Gift Voucher
Annual fee
₹1,499
Visa · Standard Chartered
Lifetime free. 2X rewards on dining — Best for dining · lifetime-free.
Annual fee
Lifetime free
DBS Bank India
Annual Fee
₹500
Reward Rate
10% cashback on online
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
5 reward points per ₹100 on Apollo 24|7, pharmacy, and hospital spends; 1 reward point per ₹100 elsewhere
Welcome Benefit
1-year FITPASS PRO membership + Apollo 24|7 e-Gift Voucher on joining
Standard Chartered
Annual Fee
Lifetime Free
Reward Rate
2X rewards on dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | DBS Shop Easy Credit CardMastercard · DBS Bank India | Apollo SBI Card SELECTVisa · SBI Card | Standard Chartered Smart Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | DBS Bank India | SBI Card | Standard Chartered |
Card | |||
Annual fee | ₹500 | ₹1,499 | Lifetime FreeBest |
Joining fee | ₹500 | ₹1,499 | ₹0Best |
Reward rate | 10% cashback on online | 5 reward points per ₹100 on Apollo 24|7, pharmacy, and hospital spends; 1 reward point per ₹100 elsewhereBest | 2X rewards on dining |
Welcome benefit | — | 1-year FITPASS PRO membership + Apollo 24|7 e-Gift Voucher on joining | — |
Lifetime free | No | No | YesBest |
Network | Mastercard | Visa | Visa |
Best for | online-shopping, cashback | healthcare, lifestyle | dining, lifetime-free |
Apply |
DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
SBI Card
1-year FITPASS PRO + Apollo 24|7 e-Gift Voucher
Standard Chartered
Lifetime free. 2X rewards on dining — Best for dining · lifetime-free.
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