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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
Annual fee
₹500
Visa · SBI Card
5X reward points on BPCL fuel — Best for fuel.
Annual fee
₹1,499
Visa · Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
Annual fee
₹5,000
DBS Bank India
Annual Fee
₹500
Reward Rate
10% cashback on online
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
5X reward points on BPCL fuel
Welcome Benefit
—
Standard Chartered
Annual Fee
₹5,000
Reward Rate
5x on travel & dining; 1x others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | DBS Shop Easy Credit CardMastercard · DBS Bank India | SBI BPCL Credit CardVisa · SBI Card | Standard Chartered Ultimate Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | DBS Bank India | SBI Card | Standard Chartered |
Card | |||
Annual fee | ₹500Best | ₹1,499 | ₹5,000 |
Joining fee | ₹500Best | ₹1,499 | ₹5,000 |
Reward rate | 10% cashback on online | 5X reward points on BPCL fuel | 5x on travel & dining; 1x othersBest |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Visa |
Best for | online-shopping, cashback | fuel | travel, dining, lounge-access |
Apply |
DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
SBI Card
5X reward points on BPCL fuel — Best for fuel.
Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
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