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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Mastercard · DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
Annual fee
₹500

Visa · SBI Card
10 Reward Points per ₹150 on dining, movies, departmental stores and grocery;… — Best for .
Annual fee
₹499

Mastercard · SBI Card
5 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹2,999
DBS Bank India
Annual Fee
₹500
Reward Rate
10% cashback on online
Welcome Benefit
—
SBI Card
Annual Fee
₹499
Reward Rate
10 Reward Points per ₹150 on dining, movies, departmental stores and grocery; 1 Reward Point per ₹150 on all other spends; 4 Reward Points = Re. 1
Welcome Benefit
—
SBI Card
Annual Fee
₹2,999
Reward Rate
5 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | DBS Shop Easy Credit CardMastercard · DBS Bank India | SimplySAVE SBI CardVisa · SBI Card | SBI Card PRIMEMastercard · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | DBS Bank India | SBI Card | SBI Card |
Card | |||
Annual fee | ₹500 | ₹499Best | ₹2,999 |
Joining fee | ₹500 | ₹499Best | ₹2,999 |
Reward rate | 10% cashback on online | 10 Reward Points per ₹150 on dining, movies, departmental stores and grocery; 1 Reward Point per ₹150 on all other spends; 4 Reward Points = Re. 1Best | 5 reward points per ₹100 |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Mastercard | Visa | Mastercard |
Best for | online-shopping, cashback | — | rewards, premium |
Apply |
DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
SBI Card
10 Reward Points per ₹150 on dining, movies, departmental stores and grocery;… — Best for .
SBI Card
5 reward points per ₹100 — Best for rewards · premium.
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