We use analytics cookies to understand how visitors interact with our site. By continuing you agree to our use of cookies as described in our Privacy Policy.
3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Federal Bank
2 reward points per ₹100 — Best for rewards.
Annual fee
₹1,500
Mastercard · HDFC Bank
4 reward points per ₹150 — Best for travel · lounge-access · premium.
Annual fee
₹2,500
Visa · HSBC India
5X on travel — Best for travel.
Annual fee
₹3,000
Federal Bank
Annual Fee
₹1,500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
HDFC Bank
Annual Fee
₹2,500
Reward Rate
4 reward points per ₹150
Welcome Benefit
—
HSBC India
Annual Fee
₹3,000
Reward Rate
5X on travel
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Federal Bank Visa Signature Credit CardVisa · Federal Bank | HDFC Bank Regalia Gold Credit CardMastercard · HDFC Bank | HSBC TravelOne Credit CardVisa · HSBC India |
|---|---|---|---|
Card image |  |  |  |
Provider | Federal Bank | HDFC Bank | HSBC India |
Card | |||
Annual fee | ₹1,500Best | ₹2,500 | ₹3,000 |
Joining fee | ₹1,500Best | ₹2,500 | ₹3,000 |
Reward rate | 2 reward points per ₹100 | 4 reward points per ₹150Best | 5X on travel |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Visa |
Best for | rewards | travel, lounge-access, premium | travel |
Apply |
Federal Bank
2 reward points per ₹100 — Best for rewards.
HDFC Bank
4 reward points per ₹150 — Best for travel · lounge-access · premium.
HSBC India
5X on travel — Best for travel.
Related Guides
In-depth guides on rewards, lounge access, forex and more.
Related Comparisons
Compare any two cards side-by-side across 140+ issuers.
