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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Federal Bank
2 reward points per ₹100 — Best for rewards.
Annual fee
₹1,500
American Express · ICICI Bank
3 reward points per ₹100 — Best for premium · luxury.
Annual fee
₹20,000
Mastercard · SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
Annual fee
₹999
Federal Bank
Annual Fee
₹1,500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
ICICI Bank
Annual Fee
₹20,000
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹999
Reward Rate
5% cashback on top online brands; 1% on others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Federal Bank Visa Signature Credit CardVisa · Federal Bank | ICICI Bank Bvlgari Credit CardAmerican Express · ICICI Bank | SBI Cashback Credit CardMastercard · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | Federal Bank | ICICI Bank | SBI Card |
Card | |||
Annual fee | ₹1,500 | ₹20,000 | ₹999Best |
Joining fee | ₹1,500 | ₹20,000 | ₹999Best |
Reward rate | 2 reward points per ₹100 | 3 reward points per ₹100Best | 5% cashback on top online brands; 1% on others |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | American Express | Mastercard |
Best for | rewards | premium, luxury | cashback, online-shopping |
Apply |
Federal Bank
2 reward points per ₹100 — Best for rewards.
ICICI Bank
3 reward points per ₹100 — Best for premium · luxury.
SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
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