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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · Federal Bank
2 reward points per ₹100 — Best for rewards.
Annual fee
₹1,500

Visa · ICICI Bank
Lifetime free. 5% NeuCoins on Tata spends — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free

Mastercard · RBL Bank
2X reward points per ₹100 — Best for rewards.
Annual fee
₹500
Federal Bank
Annual Fee
₹1,500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
ICICI Bank
Annual Fee
Lifetime Free
Reward Rate
5% NeuCoins on Tata spends
Welcome Benefit
—
RBL Bank
Annual Fee
₹500
Reward Rate
2X reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Federal Bank Visa Signature Credit CardVisa · Federal Bank | ICICI Bank Tata Neu Credit CardVisa · ICICI Bank | RBL Bank Platinum Plus Credit CardMastercard · RBL Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Federal Bank | ICICI Bank | RBL Bank |
Card | |||
Annual fee | ₹1,500 | Lifetime FreeBest | ₹500 |
Joining fee | ₹1,500 | ₹0Best | ₹500 |
Reward rate | 2 reward points per ₹100 | 5% NeuCoins on Tata spends | 2X reward points per ₹100 |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | Visa | Visa | Mastercard |
Best for | rewards | online-shopping, lifetime-free | rewards |
Apply |
Federal Bank
2 reward points per ₹100 — Best for rewards.
ICICI Bank
Lifetime free. 5% NeuCoins on Tata spends — Best for online-shopping · lifetime-free.
RBL Bank
2X reward points per ₹100 — Best for rewards.
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