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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Federal Bank
2 reward points per ₹100 — Best for rewards.
Annual fee
₹1,500
Mastercard · IndusInd Bank
5X rewards on dining — Best for dining.
Annual fee
₹750
Visa · SBI Card
10 Reward Points per ₹150 on dining, movies, departmental stores and grocery;… — Best for .
Annual fee
₹499
Federal Bank
Annual Fee
₹1,500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹750
Reward Rate
5X rewards on dining
Welcome Benefit
—
SBI Card
Annual Fee
₹499
Reward Rate
10 Reward Points per ₹150 on dining, movies, departmental stores and grocery; 1 Reward Point per ₹150 on all other spends; 4 Reward Points = Re. 1
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Federal Bank Visa Signature Credit CardVisa · Federal Bank | IndusInd Bank EazyDiner Credit CardMastercard · IndusInd Bank | SimplySAVE SBI CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | Federal Bank | IndusInd Bank | SBI Card |
Card | |||
Annual fee | ₹1,500 | ₹750 | ₹499Best |
Joining fee | ₹1,500 | ₹750 | ₹499Best |
Reward rate | 2 reward points per ₹100 | 5X rewards on dining | 10 Reward Points per ₹150 on dining, movies, departmental stores and grocery; 1 Reward Point per ₹150 on all other spends; 4 Reward Points = Re. 1Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Visa |
Best for | rewards | dining | — |
Apply |
Federal Bank
2 reward points per ₹100 — Best for rewards.
IndusInd Bank
5X rewards on dining — Best for dining.
SBI Card
10 Reward Points per ₹150 on dining, movies, departmental stores and grocery;… — Best for .
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