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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Federal Bank
2 reward points per ₹100 — Best for rewards.
Annual fee
₹1,500
Visa · IndusInd Bank
3 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹3,000
Mastercard · Standard Chartered
5X on travel & dining — Best for travel · dining.
Annual fee
₹2,500
Federal Bank
Annual Fee
₹1,500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹3,000
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
Standard Chartered
Annual Fee
₹2,500
Reward Rate
5X on travel & dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Federal Bank Visa Signature Credit CardVisa · Federal Bank | IndusInd Bank Legend Credit CardVisa · IndusInd Bank | Standard Chartered Journey Credit CardMastercard · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | Federal Bank | IndusInd Bank | Standard Chartered |
Card | |||
Annual fee | ₹1,500Best | ₹3,000 | ₹2,500 |
Joining fee | ₹1,500Best | ₹3,000 | ₹2,500 |
Reward rate | 2 reward points per ₹100 | 3 reward points per ₹100Best | 5X on travel & dining |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Mastercard |
Best for | rewards | rewards, premium | travel, dining |
Apply |
Federal Bank
2 reward points per ₹100 — Best for rewards.
IndusInd Bank
3 reward points per ₹100 — Best for rewards · premium.
Standard Chartered
5X on travel & dining — Best for travel · dining.
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