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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · Federal Bank
2 reward points per ₹100 — Best for rewards.
Annual fee
₹1,500
Visa · Punjab National Bank
4 reward points per ₹100 — Best for rewards.
Annual fee
₹500
Visa · Standard Chartered
5% cashback on utilities — Best for bill-payments.
Annual fee
₹750
Federal Bank
Annual Fee
₹1,500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
Punjab National Bank
Annual Fee
₹500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
Standard Chartered
Annual Fee
₹750
Reward Rate
5% cashback on utilities
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Federal Bank Visa Signature Credit CardVisa · Federal Bank | Punjab National Bank Rakshak Credit CardVisa · Punjab National Bank | Standard Chartered Super ValueTitanium Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | Federal Bank | Punjab National Bank | Standard Chartered |
Card | |||
Annual fee | ₹1,500 | ₹500Best | ₹750 |
Joining fee | ₹1,500 | ₹500Best | ₹750 |
Reward rate | 2 reward points per ₹100 | 4 reward points per ₹100Best | 5% cashback on utilities |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Visa |
Best for | rewards | rewards | bill-payments |
Apply |
Federal Bank
2 reward points per ₹100 — Best for rewards.
Punjab National Bank
4 reward points per ₹100 — Best for rewards.
Standard Chartered
5% cashback on utilities — Best for bill-payments.
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